FFIEC Releases HMDA Data and Guidance on Fair Lending Risk Management
On September 18, 2012, the Federal Financial Institutions Examination Council (FFIEC) announced the availability of data on mortgage lending transactions at 7,632 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The HMDA data made availability in this release cover 2011 lending activity – applications, originations, purchases and sales of loans, denials, and other actions related to applications.
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