Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
This issue of Supervisory Spotlight focuses on some of the risks Federal Reserve Bank analysts and examiners are seeing in institutions in the 12th District. The three highest concerns—BSA/AML, cybersecurity, and interest rate risk—are unchanged since April, but our recent Risk Assessment Session noted that CRE concentration and loan growth concerns are rising.
First Glance 12L
The 3Q15 issue of First Glance 12L reveals continued healthy levels of bank loan growth within the 12th District, paralleling the improving economy, and ongoing improvements to bank earnings and credit quality.
Federal Reserve System Publications
This issue of Community Banking Connections highlights the tradeoffs associated with asset concentrations, best practices in business resumption planning, and the impact of the new flood insurance requirements on small lenders. It also includes the third and final part of a series on the development and maintenance of an effective loan policy.
Banks at a Glance
The 2Q15 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
This Asia Focus examines similarities in the process of banking reform in China and Vietnam, analyzes how both countries have dealt with financial crises, and draws lessons from their shared experiences that may be useful for other countries undertaking financial reforms.
In 2007, the ten member countries of the Association of Southeast Asian Nations (ASEAN) adopted the goal to achieve economic integration by creating an ASEAN Economic Community (AEC) by year end 2015. The AEC aims to shift ASEAN from ten fragmented economies to a single market of goods, services, and investment together with freer movement of skilled labor and capital.