The Banking Supervision and Regulation (BS&R) Division of the Federal Reserve Bank of San Francisco supervises and regulates financial holding companies (FHCs), bank holding companies (BHCs), savings and loan holding companies (SLHCs), and state-chartered member banks (SMBs) in the Twelfth Federal Reserve District, which includes Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington. BS&R also supervises all overseas and international operations owned by District banks, BHCs, FHCs, and SLHCs as well as U.S. branches, agencies, and nonbank operations of foreign banks located in the District.
We work with other federal and state authorities to promote safety and soundness in the operation of the financial industry and fair and equitable treatment of consumers in their financial transactions. We do this through processing applications and through on-site examinations, off-site monitoring, and enforcement actions, when warranted.
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12th District Banking Profile: Third Quarter 2012
Posted December 26, 2012
This Profile takes a look at a few nationwide banking trends over the past 35 years, dividing banks into three peer groups by size. One chart shows the comparative core profitability rates (pre-tax pre-provision earnings as a percent of average assets), with larger banks outperforming the smaller banks consistently over the past 20 years. |
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Supervisory Spotlight
Posted December 17, 2012
This issue monitors the ongoing improvement in banking conditions in the 12th District, and reviews guidance on CRE concentrations, TDRs, and technology service providers. |
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First Glance 12L - Third Quarter 2012
Posted November 21, 2012
The report, subtitled "The Banking Recovery Moved Forward", tracks the recovery of 12th District banks from recession. |
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Implementation of Anti-Money Laundering Standards in Asia
Posted November 19, 2012
This Asia Focus looks at the challenges Asian governments and regulators face in strengthening money laundering efforts and combatting the financing of terrorism. |
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Economic Trends & Conditions
Posted September 19, 2012
An overview
of national and regional economic issues of relevance to financial
institutions. |
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Real Estate Lending Risks Monitor
Posted June 25, 2012
This monitor highlights some positive signs for housing markets in the west. Declining inventories of for-sale homes and other factors suggest that this year's "spring bump" in housing may be different than the past few years. Commercial real estate markets also are seeing positive trends. |
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