The Banking Supervision and Regulation (BS&R) Division of the Federal Reserve Bank of San Francisco supervises and regulates financial holding companies (FHCs), bank holding companies (BHCs), savings and loan holding companies (SLHCs), and state-chartered member banks (SMBs) in the Twelfth Federal Reserve District, which includes Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington. BS&R also supervises all overseas and international operations owned by District banks, BHCs, FHCs, and SLHCs as well as U.S. branches, agencies, and nonbank operations of foreign banks located in the District.
We work with other federal and state authorities to promote safety and soundness in the operation of the financial industry and fair and equitable treatment of consumers in their financial transactions. We do this through processing applications and through on-site examinations, off-site monitoring, and enforcement actions, when warranted.
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Economic Trends & Conditions
Posted May 8, 2012
An overview
of national and regional economic issues of relevance to financial
institutions. |
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Accounting Regulatory Architecture in Asia
Posted April 30, 2012
Accounting regulatory regimes play a critical role in ensuring the reliability of financial data and the credibility of a company, and ultimately in supporting the stability of an economy. |
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Fourth Quarter 2011 12th District Bank Profile
Posted March 22, 2012
Real estate loans increased from roughly 30% of the typical bank portfolio in the '70's to 75% as banks shifted their emphasis to real estate and away from consumer lending that became more concentrated at a smaller number of large banks and non-bank institutions. |
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Supervisory Spotlight
Posted March 8, 2012
Our quarterly newsletter highlights conditions in District banks and supervisors’ views of some of the important issues facing institutions. This issue looks at Q4 2011, and important new regulatory guidance issued late last year and early 2012. |
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Fourth Quarter Banking Update
Posted February 22, 2012
The "First Glance 12L" provides a first look at the financial performance of 12th Federal Reserve District banks each quarter. The latest report is subtitled "Better Than Expected Performance; Will Positive Momentum Continue?" |
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Latest Real Estate Monitor details
impacts for District banks
Posted November 29, 2011
The outlook for 12th District CRE markets is generally positive but tempered by continuing slow business expansion and job growth. |
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