Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
Real Estate Lending Risks Monitor
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th Federal Reserve District (nine western states).
Federal Reserve System Publications
In this issue of Community Banking Connections, Chair Janet Yellen shares insights on the important role that community banks play in the U.S. economy. Other articles discuss ways banks can protect against unauthorized electronic payments from business accounts, how virtual currencies are changing the banking landscape, and factors contributing to low net interest income at community banks.
This Asia Focus examines similarities in the process of banking reform in China and Vietnam, analyzes how both countries have dealt with financial crises, and draws lessons from their shared experiences that may be useful for other countries undertaking financial reforms.
Banks at a Glance
The 2Q15 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
First Glance 12L
The 2Q15 issue of First Glance 12L details the expansion of jobs, housing permits, and loan portfolios, and tightening of noninterest expenses, helping to lift District bank earnings.
While much of the world has seen a retrenchment in international lending following the financial crisis, Asian banks have dramatically increased their international exposure. Even more striking is that in Asia’s financial centers, Singapore and Hong Kong, the increase in international activity has been accompanied by a change in direction of capital flows. Both economies have now become large net lenders to emerging Asia, a change that reflects larger underlying trends in the region.