Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
Real Estate Lending Risks Monitor
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th District.
Supervision in Brief
Tracy Basinger was appointed executive vice president and director of the Financial Institution Supervision and Credit Division at the Federal Reserve Bank of San Francisco on July 1, 2017. In this special first issue of Supervision in Brief, her quarterly newsletter to bankers in the 12th District, she provides highlights on her background and offers views of some of the important issues facing financial institutions.
First Glance 12L
The 2Q17 issue of First Glance 12L notes stronger bank earnings performance and few credit issues. Of note, District banks’ past due loan volumes increased year-over-year on average for the first time since 2010, yet delinquency ratios continued to edge down due to positive, albeit slower loan growth.
First Glance 12L
The 1Q17 issue of First Glance 12L notes improved bank financial performance during a period of political and monetary policy uncertainty and decelerating job and loan growth. The report also indicates that commercial real estate markets may be in transition and discusses several “Hot Topics” of interest to supervisors.
Banks at a Glance – Bank Profiles by State
The 4Q16 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
Demand for infrastructure is growing as developed countries replace deteriorating infrastructure and emerging economies invest in new projects. China has attracted significant attention through its One Belt, One Road initiative and the founding of the Asia Infrastructure Investment Bank, but Japan has recently dominated global project finance. With low borrowing costs and limited domestic credit demand, Japanese banks may be best positioned to lead the financing of a global infrastructure push.