Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
Banks at a Glance
The 3Q15 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
Federal Reserve System Publications
This issue of Consumer Compliance Outlook is devoted to flood insurance compliance and includes a comprehensive article on the flood insurance requirements, a review of the July 2015 interagency final rule, and a resource page with helpful flood insurance links.
This Asia Focus examines the size and growth of Islamic finance, reviews recent reports and studies on the industry, discusses key benefits and regulatory challenges, and summarizes recent developments in Asia.
This issue of Supervisory Spotlight focuses on some of the risks Federal Reserve Bank analysts and examiners are seeing in institutions in the 12th District. The three highest concerns-BSA/AML, cybersecurity, and interest rate risk-are unchanged since April, but our recent Risk Assessment Session noted that CRE concentration and loan growth concerns are rising.
First Glance 12L
The 3Q15 issue of First Glance 12L reveals continued healthy levels of bank loan growth within the 12th District, paralleling the improving economy, and ongoing improvements to bank earnings and credit quality.
Market participants are anxious to find new policy anchors as China moves towards a “New Normal.” But China’s growth and policy direction are likely to be less predictable in the future, a fact that market participants will have to learn to accept.