| Banking Supervision and Regulation |
The Banking Supervision and Regulation (BS&R) Division of the Federal Reserve Bank of San Francisco supervises and regulates financial holding companies (FHCs), bank holding companies (BHCs), savings and loan holding companies (SLHCs), and state-chartered member banks (SMBs) in the Twelfth Federal Reserve District, which includes Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington. BS&R also supervises all overseas and international operations owned by District banks, BHCs, FHCs, and SLHCs as well as U.S. branches, agencies, and nonbank operations of foreign banks located in the District.
We work with other federal and state authorities to promote safety and soundness in the operation of the financial industry and fair and equitable treatment of consumers in their financial transactions. We do this through processing applications and through on-site examinations, off-site monitoring, and enforcement actions, when warranted.
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| What's New |
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Shadow Banking in China: Expanding Scale, Evolving Structure
Posted April 30, 2013
This Asia Focus provides an overview of shadow banking activities in China, their close ties with banks, reasons behind their rapid rise, the range of participants and products, and regulatory issues. |
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12th District Banking Profile: Fourth Quarter 2012
Posted April 17, 2012
This Profile looks at both crisis and recovery periods from a long-term perspective. One chart shows how over time, real estate credits became the predominant loan type, reaching 77% of District bank loans on average. |
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Real Estate Lending Risks Monitor
Posted April 5, 2013
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th Federal Reserve District (nine western states). |
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Supervisory Spotlight
Posted March 14, 2013
This issue covers the continuing regulatory changes in mortgage rules, the SAFE Act, and the use of credit rating agencies. |
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First Glance 12L: Fourth Quarter 2012
Posted February 25, 2013
The "First Glance 12L" provides a first look at the financial performance of the 12th Federal Reserve District banks each quarter. The 4Q12 report, "Solid Improvement, But Further To Go", examines industry and 12th District trends over extended time periods with a focus on improvements from the Financial Crisis. |
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Economic Trends & Conditions
Posted September 19, 2012
An overview
of national and regional economic issues of relevance to financial
institutions. |
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