Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
First Glance 12L
The 3Q17 issue of First Glance 12L notes that rising asset yields and sticky deposit pricing helped lift the District’s average return on average assets ratio above 1 percent for the first time since 2007. Job and loan growth outpaced the nation but slowed, and commercial property prices neared a peak.
Banks at a Glance – Bank Profiles by State
The 2Q17 Banks at a Glance reports are now available, highlighting key indicators of economic and banking conditions within each of the nine states comprising the 12th Federal Reserve District.
Real Estate Lending Risks Monitor
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th District.
Supervision in Brief
Tracy Basinger was appointed executive vice president and director of the Financial Institution Supervision and Credit Division at the Federal Reserve Bank of San Francisco on July 1, 2017. In this special first issue of Supervision in Brief, her quarterly newsletter to bankers in the 12th District, she provides highlights on her background and offers views of some of the important issues facing financial institutions.
First Glance 12L
The 2Q17 issue of First Glance 12L notes stronger bank earnings performance and few credit issues. Of note, District banks’ past due loan volumes increased year-over-year on average for the first time since 2010, yet delinquency ratios continued to edge down due to positive, albeit slower loan growth.
Asian economies have been borrowing more in recent years. Despite concerns that increased external and dollar-denominated debt leave Asia susceptible to destabilizing outflows, other economic and financial metrics depict a region more resilient than when it experienced the Asian Financial Crisis 20 years ago. Prudential policy and regulation have played an important role in improving the region’s financial resilience, though some efforts may run counter to the goal of developing deep local bond markets.