Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services


Supervisory Spotlight

Posted March 4, 2016

This issue of Supervisory Spotlight highlights a variety of topics: the U.S. migration to chip cards, proposed changes to the accounting standard for loan and lease losses, the new and legacy flood insurance rules, and a reminder about the importance of quality loan growth and managing commercial real estate lending concentrations.

Federal Reserve System Publications

Posted March 3, 2016

This issue of Community Banking Connections highlights the proposed standard on accounting for credit losses, research discussed at the October 2015 Community Banking Research Conference, and accomplishments during the first five years of the Community Depository Institutions Advisory Council. It also delves into important community bank considerations in the wake of the U.S. EMV chip card migration.

First Glance 12L

Posted February 25, 2016

The 4Q15 issue of First Glance 12L shows District jobs expanded and overall bank credit quality improved notwithstanding economic slowing abroad and commodity and equity price volatility. Regardless, 2015 was marked by historic low net charge-off activity and may be tough to beat for credit performance metrics.

Banks at a Glance

April 4, 2016

The 4Q15 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
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Pacific Exchange Blog

How Modernizing India’s Payment System can Drive Financial Inclusion

Posted April 26, 2016

India’s heavy reliance on cash has wasted resources and limited financial inclusion, leaving nearly half the population without a bank account. In response to this problem, the government has introduced policies to promote non-cash payments, provide hundreds of millions of new payment-capable accounts to the unbanked, and encourage new technology and innovation throughout the banking sector. The combined effect of these efforts could have a major impact on economic welfare and financial inclusion in the coming years.

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Did You Know?

Bank supervisors can initiate enforcement actions to address unsafe or unsound practices and violations of laws and regulations.



Discount Window

Our primary credit lending program extends credit to depository institutions, helping to alleviate temporary liquidity strains. To borrow, an institution must have on file the necessary authorizing resolutions and adequate pre-approved eligible collateral.

More About the Discount Window and Discount Rate >

More About the Discount Window and Discount Rate

Asia Program

Home of the Pacific Exchange blog, Asia Program focuses on issues important to banking in Asia and the Pacific Rim.

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More about the Asia Program

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