Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
Real Estate Lending Risks Monitor
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th Federal Reserve District (nine western states).
Federal Reserve System Publications
In this issue of Community Banking Connections, Chair Janet Yellen shares insights on the important role that community banks play in the U.S. economy. Other articles discuss ways banks can protect against unauthorized electronic payments from business accounts, how virtual currencies are changing the banking landscape, and factors contributing to low net interest income at community banks.
This Asia Focus report provides a historical background of Burmese banking crises, analyzes recent and upcoming regulatory reforms, and evaluates hurdles to the development of a modern banking system.
Banks at a Glance
The 1Q15 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
First Glance 12L
The 1Q15 issue of First Glance 12L shows continued improvement in 12th District bank credit quality, yet profitability remained constrained by narrowing net interest margins. Prospectively, a strong dollar and extreme drought pose challenges to borrowers who export goods, rely on foreign visitor activity, or engage in water-intensive industries.
Internet finance in China is growing rapidly and has the potential to significantly alter the structure of the financial system. New firms, many of which are private, are entering China’s mostly state-controlled financial system and offering innovative products and services.