Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services

Publications

First Glance 12L

Posted November 18, 2016

The 3Q16 issue of First Glance 12L shows the District’s jobs and bank loan portfolios continued to expand, albeit at a slightly slower pace. Credit conditions remained good and bank profitability improved. Banks face opportunities and challenges because of appreciating real estate values and uncertainties regarding interest rates and trade policy.

Supervisory Spotlight

Posted November 15, 2016

It is with heavy hearts that we share the news of the passing of our friend and colleague, Teresa Curran. Teresa passed away yesterday after a heroic battle against a long illness.

Real Estate Lending Risks Monitor

Posted November 14, 2016

This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th Federal Reserve District (nine western states).

Supervisory Spotlight

Posted September 21, 2016

This issue of Supervisory Spotlight highlights the importance of preparation to help ensure world-class performance. Whether it’s the next economic cycle, the ever-present threat of a cyberattack, or an unexpected liquidity need, bankers who are prepared to respond to multiple eventualities are the ones who can prevail over adversity.

First Glance 12L

Posted August 23, 2016

The 2Q16 issue of First Glance 12L shows the District’s job growth strengthened real estate markets and boosted bank lending and net interest margins. However, liquidity and capital ratios tightened and commercial real estate loan concentrations expanded because loan growth outpaced increases in total assets, core deposits, and regulatory capital.

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Pacific Exchange Blog

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Did You Know?

The Federal Reserve supervises state member banks, as well as the companies that own banks or savings institutions.

ABOUT FINANCIAL INSTITUTION SUPERVISION AND CREDIT >

ABOUT FINANCIAL INSTITUTION SUPERVISION AND CREDIT

Discount Window

Our primary credit lending program extends credit to depository institutions, helping to alleviate temporary liquidity strains. To borrow, an institution must have on file the necessary authorizing resolutions and adequate pre-approved eligible collateral.

More About the Discount Window and Discount Rate >

More About the Discount Window and Discount Rate

Asia Program

Home of the Pacific Exchange blog, Asia Program focuses on issues important to banking in Asia and the Pacific Rim.

More about the Asia Program >

More about the Asia Program

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