Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
This issue of Supervisory Spotlight highlights the importance of preparation to help ensure world-class performance. Whether it’s the next economic cycle, the ever-present threat of a cyberattack, or an unexpected liquidity need, bankers who are prepared to respond to multiple eventualities are the ones who can prevail over adversity.
First Glance 12L
The 2Q16 issue of First Glance 12L shows the District’s job growth strengthened real estate markets and boosted bank lending and net interest margins. However, liquidity and capital ratios tightened and commercial real estate loan concentrations expanded because loan growth outpaced increases in total assets, core deposits, and regulatory capital.
Banks at a Glance – Bank Profiles by State
The 1Q16 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
First Glance 12L
The 1Q16 issue of First Glance 12L shows the District’s economic and commercial bank performance remained sound. However, caution increased among equity and debt markets during 1Q16, crimping commercial mortgage securitization activity and venture capital deal volumes. Also, the authors noted that economic and banking statistics in most 12th District states have a history of above-average business cycle volatility.
This Asia Focus outlines the history of financial and banking reforms in Taiwan, analyzes problems that developed in the banking sector after liberalization, and evaluates current initiatives by regulators to address those problems.
China’s money market is growing rapidly and playing an increasingly important role in the financial system. It serves as both a key channel for monetary policy and as a source of funding for a variety of financial institutions. Recent data reveal that non-bank financial institutions have emerged as the largest borrowers, bringing along new risks to financial stability.