Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
First Glance 12L
The 1Q17 issue of First Glance 12L notes improved bank financial performance during a period of political and monetary policy uncertainty and decelerating job and loan growth. The report also indicates that commercial real estate markets may be in transition and discusses several “Hot Topics” of interest to supervisors.
Banks at a Glance – Bank Profiles by State
The 4Q16 Banks at a Glance reports are now available, highlighting key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.
Federal Reserve System Publications
This issue of Community Banking Connections features an article by Teresa Curran discussing how regulators think about balancing the promise and risks of fintech innovation. Other articles remind bankers that evaluations may be acceptable substitutes for appraisals for some real estate loans, highlight considerations when migrating to a dot-bank domain name, and delve into the importance of effectively managing third-party vendor risk.
First Glance 12L
The 4Q16 issue of First Glance 12L shows strong, albeit slowing, growth in District jobs and bank loan portfolios. On average, full-year bank earnings improved and loan delinquencies declined. In addition to discussing several “Hot Topics,” the report notes potential headwinds from shifting trade conditions, immigration policies, and interest rates.
This Asia Focus examines the impact of fintech on payments and lending in Asia, focusing on the new technologies entering the market, the level of disruption faced by banks, and the regulatory response to these new developments.
On June 20th, MSCI announced the inclusion of Chinese A-shares to its widely followed emerging markets index. MSCI’s decision to add China, albeit gradually and as a small proportion of the total index, represents a major breakthrough for China’s onshore stock markets.