Publications

The Federal Reserve Bank of San Francisco's Division of Financial Institution Supervision and Credit (FISC) prepares periodic reports on banking trends and risks. While produced primarily for financial institutions and internal audiences, many of these reports also are made available to the public so others may gain some insight into issues and concerns of bank supervisors.

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Supervisory Spotlight

This publication offers observations by the Division Director of Financial Institution Supervision and Credit (FISC) on current banking and regulatory issues facing 12th District institutions.

September 2016: The Importance of Preparation

This issue of Supervisory Spotlight draws an analogy between our Olympic athletes and bank leaders, highlighting the importance of preparation to help ensure world-class performance. Whether it’s the next economic cycle, loan concentrations, the ever-present threat of a cyberattack, or an unexpected liquidity need, we’ve found that bankers who are prepared to respond to multiple eventualities are the ones who can prevail over adversity and rise above the competition.

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Asia Focus

These reports from the Asia Program provide context and insight into current economic and financial sector developments in the Asia-Pacific region.

Taiwan’s Banking Sector Reforms: Retrospective and Outlook

This Asia Focus outlines the history of financial and banking reforms in Taiwan, analyzes problems that developed in the banking sector after liberalization, and evaluates current initiatives by regulators to address those problems.

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Banks at a Glance – Bank Profiles by State

These quarterly reports highlight key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.

Bank Profiles by State

Banks at a Glance covers banking conditions by state in the 12th Federal Reserve District. Each report provides an overview of banking conditions in the state and features charts and summary tables of the most relevant industry statistics and financial measures.

First Glance 12L

These quarterly reports highlight key indicators of 12th District banking conditions.

Second Quarter 2016: Strong Growth: A Double-Edged Sword?

The 2Q16 issue of First Glance 12L shows the District’s job growth strengthened real estate markets and boosted bank lending and net interest margins. However, liquidity and capital ratios tightened and commercial real estate loan concentrations expanded because loan growth outpaced increases in total assets, core deposits, and regulatory capital.

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Real Estate Lending Risks Monitor

This periodic report examines western real estate market conditions, bank lending concentrations, and loan quality indicators.

CRE Market Conditions in the West: Steady but not Spectacular

This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th Federal Reserve District (nine western states).

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Federal Reserve System Publications

Community Banking Connections
A Federal Reserve System website and publication providing additional insight on recent supervisory and regulatory developments related to community banking.

FedLinks
A Federal Reserve System resource that discusses supervisory expectations in selected areas in the context of a typical community bank business model.

Consumer Compliance Outlook
A Federal Reserve System publication dedicated to providing information and analysis of current consumer compliance issues.

The Federal Reserve System: Purposes and Functions
A Federal Reserve System publication that provides additional information on the Federal Reserve's history, responsibilities, and activities.

FRBSF Publications

Community Investments Magazine
This periodic publication focuses on current community development issues.
 
District Circular Letters
The Federal Reserve Bank of San Francisco uses circular letters to communicate new policies and announcements to institutions in the Twelfth Federal Reserve District.

Educational Resources and Publications
A list of resources and publications for teachers and students.

ETC: Economic Trends and Conditions
A periodic overview of national and regional economic issues of relevance to financial institutions. This publication was discontinued as of September 2012, but see archived issues here. Visit the Reserve Bank's Economic Research Publications page for current economic data, analysis, and commentary.