Community Development Blog

Posted June 15, 2015

A federal program exists to provide more homeownership opportunities for Native Americans veterans on Indian reservations, yet les than one in six of the over 570 federally-recognized tribes have accessed the program. This is a program that Native American Veterans have earned but relatively few are able to enjoy the benefit.


Posted June 8, 2015

What is driving the pattern of extreme unaffordability in the western states? While the trend of too-high rents and too few units is consistent across our region, the factors behind the trend vary considerably depending on the location. Community practitioner responses from an ongoing Federal Reserve Bank of San Francisco survey shed light on specific drivers of the affordable housing shortage particular to each area.


Posted April 16, 2015

In just a few short years, the idea of pursuing community development in tandem with transit development has gone from being a novel and ambitious notion to conventional wisdom. What we now call “equitable transit-oriented development,” or ETOD, has evolved remarkably since 2008, when CDFI and transit sector leaders first gathered to explore how to finance such opportunities. But those of us working to make this a widespread reality know there are many challenges to creating smart, sustainable ETOD. This has been an important focus at the Federal Reserve Bank of San Francisco, where we are trying to make it possible for ETOD to revitalize neighborhoods and increase mobility and access for all residents.


Posted April 9, 2015

It should come as no surprise that small businesses play an important role in the U.S. economy. There are 28 million small businesses operating throughout the country, and they are responsible for nearly half of all private-sector employment and 63 percent of new private-sector jobs. Therefore, maintaining an atmosphere in which these businesses can thrive is essential to the health of the economy.

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