SAN FRANCISCO – The Federal Reserve Bank of San Francisco announced the newest members of its Community Depository Institutions Advisory Council (CDIAC), effective January 1, 2026.
New CDIAC members:
Michael Huston
President and Chief Executive Officer
Northrim Bank
Anchorage, Alaska
Mike Morrison
President and Chief Executive Officer
The Bank of Commerce
Idaho Falls, Idaho
Sheryl Nilson
President and Chief Executive Officer
Pacific Crest Savings Bank
Lynwood, Washington
Edythe Repoff
President and Chief Operating Officer
New Omni Bank, N.A.
Alhambra, California
Ann Teranishi
President and Chief Executive Officer
American Savings Bank
Honolulu, Hawai’i
About the Community Depository Institutions Advisory Council
Established in 2010 by the Board of Governors, the Community Depository Institutions Advisory Council (CDIAC) is a group that represents banks, thrift institutions, and credit unions of various sizes within the Twelfth District. The Council provides input to Federal Reserve Bank of San Francisco senior leadership on a variety of topics, including economic and banking conditions, regulatory policies, payment issues, and other issues of interest to community depository institutions. The Twelfth District Community Depository Institutions Advisory Council members reside within the nine-state District of this Reserve Bank.
Jennifer Chamberlain
Federal Reserve Bank of San Francisco
(415) 636-2232
The Federal Reserve Bank of San Francisco (SF Fed) works to advance the nation’s monetary, financial, and payment systems to build a stronger economy for all Americans. As part of the U.S. central bank, the SF Fed serves the Twelfth Federal Reserve District, which covers the nine western states—Alaska, Arizona, California, Hawai’i, Idaho, Nevada, Oregon, Utah, and Washington—plus American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands. By pursuing our two key goals of maximum employment and price stability—known as the Fed’s dual mandate—we work toward supporting an economy that works for everyone.