The primary function of Applications is to act upon and make recommendations on applications and notifications filed by state member banks, bank and financial holding companies, savings and loan holding companies, and international organizations subject to Federal Reserve Bank of San Francisco supervision.
Federal Reserve System Applications Resources
The Board of Governors of the Federal Reserve System provides resources to assist institutions filing applications with the Federal Reserve System.
- Applications Process
The Federal Reserve generally follows a six-step process when working on applications submitted by banking organizations. These steps are: receipt, acknowledgement/return, requests for additional information, final action, pre-consummation events, and consummation. - Filing Information
Applications generally must be filed for the following types of activities: formation/expansion; engaging in nonbank activities; additions or changes in directors or senior executive officers; and stock redemptions. In addition, institutions interested in membership in the Federal Reserve must file an application for membership. Lastly, individuals and certain entities must file a notice for changes in control. - Applications Forms
Specific reporting forms for the submission of certain applications and notifications. - FedEZfile
FedEZFile is a cloud-based platform secured by multi-factor authentication, which allows organizations supervised by the Federal Reserve System, including bank holding companies, savings and loan holding companies, state member banks, foreign banking organizations, as well as other entities and individuals, to securely submit applications via PC, tablet or smartphone. - Frequently Asked Questions about Regulation H
FAQs about Regulation H – Membership of State Banking Institutions in the Federal Reserve System. - CASSIDI
CASSIDI (Competitive Analysis and Structure Source Instrument for Depository Institutions) is a Federal Reserve System tool for performing competitive analysis. CASSIDI contains information for the entire country and is updated regularly. Through CASSIDI, users can search for and view banking market definitions, find banking market concentrations and perform “What If” (pro forma) Herfindahl-Hirschman Index (HHI) analysis on banking market structures. CASSIDI also offers an array of mapping options. - Competitive Effects FAQs
Information about how the Federal Reserve and the U.S. Department of Justice Antitrust Division conduct their statutory responsibilities to evaluate the competitive effects of mergers, acquisitions, and other transactions when determining whether to approve these applications. - Newspaper Publication Requirements
Instructions and recommended language for newspaper publications for various state member bank (SMB) and bank holding company applications.
Membership
A state-chartered bank proposing to become a member of the Federal Reserve System or a national bank converting to a state charter and desiring to remain a member of the Federal Reserve System must file an application for Federal Reserve approval.
- Membership Information
Information on the benefits of and process to apply for state bank membership.
Board of Governors Applications Data
The Board of Governors of the Federal Reserve System publishes regular updates on applications activity in the Federal Reserve System.
- Actions and Applications Received (H.2)
- Applications Subject to Public Comment (H.2A)
- Actions Taken by the Federal Reserve Bank of San Francisco Under Delegated Authority
- Actions Taken by the Board of Governors
- Actions, Orders, and Other Documents Search Facility
Federal Reserve Bank of San Francisco Applications Contacts
Keith Dudley
Vice President
(415) 974-2386 or
(800) 227-4133
Julie Stengle
Senior Manager
(415) 974-2789 or
(800) 227-4133
Mailing address for applications, notifications, and other general correspondence
Keith Dudley
Vice President
Applications
Federal Reserve Bank of San Francisco
101 Market Street I 9th Floor
San Francisco, California 94105