Bank Holding Company Applications

A bank holding company (BHC), including a financial holding company (FHC), must file applications for prior Federal Reserve approval under certain circumstances, such as merging with another BHC or savings and loan holding company, acquiring a bank or savings & loan as a subsidiary, engaging in certain nonbanking activities, or redeeming stock.

Bank Holding Company Applications Information
Forms, instructions, processing timeframes, and publications requirements for various BHC applications.  

Change in Control Information
A change in BHC ownership may also require a filing.  Individuals or groups acting in concert that wish to acquire ownership of a BHC should contact this Reserve Bank in advance to determine whether a filing would be required. 

Newspaper Publication Requirements
Sample language and instructions for newspaper publications for various BHC applications.

Common Questions and Answers on Regulation Y
Common questions and answers related to applications provisions in Regulation Y, Bank Holding Companies and Change in Bank Control.

Federal Reserve Bank of San Francisco Formations + Transactions Contacts

Joseph Cuenco
Assistant Vice President, Formations + Transactions
(415) 974-2094 or
(800) 227-4133

Tania Luhde
Sr. Supervisory Analyst
(415) 974-3229 or
(800) 227-4133

Contact for scheduling meetings, obtaining forms, and general information

Muriel Maxwell
Project Analyst
(415) 974-3010

Mailing address for applications, notifications, and other general correspondence

Joseph Cuenco
Assistant Vice President
Formations + Transactions
Federal Reserve Bank of San Francisco
101 Market Street I 10th Floor
San Francisco, California 94105