Twelfth District Community Depository Institutions Advisory Council
Established January 2011
The Twelfth District Community Depository Institutions Advisory Council (CDIAC) serves as an important source of information on the ability of community depository institutions to support local markets in the Twelfth District by providing observations, opinions and advice to management of the Federal Reserve Bank of San Francisco and Members of the Board of Governors of the Federal Reserve System from the perspective of community depository institutions. The Twelfth District Community Depository Institutions Advisory Council members reside within the nine-state District of this Reserve Bank.
Twelfth District CDIAC Charter (pdf, 12 kb)
Federal Reserve Board Community Depository Institutions Advisory Council
Effective January 1, 2024
![Catherine Ngo](https://www.frbsf.org/wp-content/uploads/cdiac-catherine-ngo-200x200px.jpg?quality=100&w=200)
Catherine Ngo (2025)
CDIAC Chair
Chair
Central Pacific Financial Corp
Honolulu, Hawaii
![Noor Menai](https://www.frbsf.org/wp-content/uploads/cdiac-noor-menai-200x200px.jpg?quality=100&w=200)
Noor Menai (2024)
President and
Chief Executive Officer
CTBC Bank USA
Los Angeles, California
![Patty Mongold](https://www.frbsf.org/wp-content/uploads/cdiac-patty-mongold-200x200px.jpg?quality=100&w=200)
Patty Mongold (2024)
President and
Chief Executive Officer
Mt. McKinley Bank
Fairbanks, Alaska
![Jeff Newgard](https://www.frbsf.org/wp-content/uploads/cdiac-jef-newgard-2024-200x200-1.jpg?quality=100&w=200)
Jeff Newgard (2026)
Chairman, President and
Chief Executive Officer
Bank of Idaho
Idaho Falls, Idaho
![Denise Portman](https://www.frbsf.org/wp-content/uploads/cdiac-denise-portmann-200x200px.jpg?quality=100&w=200)
Denise Portmann (2025)
President and
Chief Executive Officer
Bank of the Pacific
Aberdeen, Washington
![Harold Roundtree](https://www.frbsf.org/wp-content/uploads/cdiac-harold-roundtree-200x200px.jpg?quality=100&w=200)
Harold Roundtree (2024)
President and
Chief Executive Officer
UNCLE Credit Union
Livermore, California
![James J. Schlotfeldt](https://www.frbsf.org/wp-content/uploads/cdiac-james-schlotfeldt-200x200px.jpg?quality=100&w=200)
James J. Schlotfeldt (2024)
President and
Chief Executive Officer
First Federal Savings & Loan
McMinnville, Oregon
![Janet M. Silveria](https://www.frbsf.org/wp-content/uploads/cdiac-janet-silveria-200x200px.jpg?quality=100&w=200)
Janet M. Silveria (2024)
President and
Chief Executive Officer
Community Bank of Santa Maria
Santa Maria, California
![](https://www.frbsf.org/wp-content/uploads/cdiac-stacy-watkins-200x200px_6a7867.jpg?quality=100&w=200)
Stacy Watkins (2024)
President and
Chief Executive Officer
Lexicon Bank
Las Vegas, Nevada
![Spencer White](https://www.frbsf.org/wp-content/uploads/cdiac-spencer-white-200x200px.jpg?quality=100&w=200)
Spencer White (2025)
President and
Chief Executive Officer
Utah Independent Bank
Salina, Utah
![Mina R. Worthington](https://www.frbsf.org/wp-content/uploads/cdiac-mina-worthington-200x200px.jpg?quality=100&w=200)
Mina R. Worthington (2024)
President and
Chief Executive Officer
Solarity Credit Union
Yakima, Washington
![Abstract image representing a seat vacancy.](https://www.frbsf.org/wp-content/uploads/Missing-Headshot_Default.jpg?quality=100&w=370)
Vacant (2024)
Last updated May 2024