Tuesday, May 19, 2026
10:00 a.m. PT
San Francisco, CA
Summary
The Federal Reserve’s 2025 Small Business Credit Survey found that nearly half of small businesses are using AI, with an additional 15% planning to adopt AI in the next 12 months.
The Federal Reserve Bank of San Francisco’s EmergingTech Economic Research Network on May 19 to explored the implications of AI for small businesses on May 19, 2026 in a program that included:
- A preview of forthcoming research on small business AI adoption, including differences between employer and nonemployer firms and emerging trends by industry.
- A panel discussion with small business lending and technical assistance practitioners at the forefront of AI-driven changes across the small business ecosystem.
This was a virtual event hosted by the EmergingTech Economic Research Network (EERN). You can view the full recording on this page.
Agenda
Introductory Remarks
Speaker:
Kathleen Young, Federal Reserve Financial Services
Presentation: AI and Small Business: Findings from the 2025 Small Business Credit Survey
Speaker:
Natalie Holmes, Federal Reserve Bank of San Francisco
Panel Discussion: Small Business Development and AI: Opportunities and Challenges
Panelists:
Bulbul Gupta, Pacific Community Ventures
Hope Hartman, Larimer County, Colorado Small Business Development Center
Moderator:
Rocio Sanchez-Moyano, Federal Reserve Bank of San Francisco
Speakers
Kathleen Young
Executive Vice President and Chief of FedCash Services
Federal Reserve Financial Services
Natalie Holmes
Senior Researcher, Community Engagement and Analysis
Federal Reserve Bank of San Francisco
Rocio Sanchez-Moyano
Senior Researcher, Community Engagement and Analysis
Federal Reserve Bank of San Francisco
Bulbul Gupta
President & CEO
Pacific Community Ventures
Hope Hartman
Executive Director
Larimer County, Colorado Small Business Development Center