Tuesday, Sep 23, 2025
10:00 a.m. PT
San Francisco, CA
Affordable HousingHousing & Real EstateLabor TurnoverMonetary PolicyResidential Real EstateSupply ChainsU.S. Economy
Summary:
The Federal Reserve Bank of San Francisco draws on local insights to inform monetary policy decisions for the nation. As part of this work, the Bank hosts Regional Conversations – a dynamic forum that brings together researchers, business leaders, and community leaders across the Western U.S. to explore real-world solutions to economic challenges. By bridging theory and practice, Regional Conversations provide on-the-ground perspectives that contribute to the Fed’s work of supporting the nation’s monetary, financial, and payment systems.
On September 23, 2025, the San Francisco Fed hosted a discussion on housing supply and affordability in the Bay Area, featuring insights from Bank researchers and local housing practitioners.
Watch the full recording and learn about the key takeaways from the event:
- There is no single solution that will deliver the range of housing types and affordability needed in the Bay Area but shifts in policy and innovative approaches in market-rate and affordable housing development point to opportunities for progress.
- Multifaceted solutions discussed include repurposing office parks, creating a mix of housing types and affordability levels to meet a range of needs, and developing public-private partnerships, especially to help deliver affordable housing options for lower- and middle-income households that the private market alone would not provide.
- Drawing on a range of perspectives—from practitioners and researchers, with a view toward national trends and local dynamics—is essential to understanding the complex dynamics of the housing market and its implications for the economy overall.
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