2024 Fintech Conference | The Evolution of Fintech: AI, Payments, and Financial Inclusion


Friday, Apr 12, 2024


8:00 am PDT


Federal Reserve Bank of San Francisco
San Francisco, California


Artificial IntelligenceCash & Payment SystemsFinancial InclusionFintech

The Federal Reserve Bank of San Francisco, the Lam Larsen FinTech Initiative at San Francisco State University, and the Center for Analytical Finance at the University of California at Santa Cruz are jointly hosting the conference on The Evolution of Fintech – AI, Payments, and Financial Inclusion on April 12, 2024.

Building communication channels among regulators, industry, and academia is critical to developing a safe, fair, efficient, and transparent digital financial system. This conference brings together top experts and leaders from policymakers and regulators, industry participants, and academics to contribute to this conversation. The conference’s goal is to provide a venue for a productive dialogue among participant groups to discuss each other’s concerns and experiences from the equal ground and share knowledge on the current state and potential of fintech.

In the past, this conference has covered cryptocurrencies, decentralized finance, central bank digital currency (CBDC), stablecoins, payments, and fintech regulation. This year, the conference focus is on the impact of Artificial Intelligence on traditional financial services as well as exploring themes of financial inclusion and innovations in payments.


Welcome and Opening Remarks
9:00 – 9:10 AM


Julia Godinez, Federal Reserve Bank of San Francisco (FRBSF)

Nirvikar Singh, Center for Analytical Finance (CAFIN), University of California, Santa Cruz

Todd FeldmanLam Family College of Business (LFCoB), San Francisco State University

Discussion Topic: Generative AI (GAI) and Impacts to Financial Services
9:10 – 10:00 AM


Sunayna Tuteja, Federal Reserve System


Julia Godinez, Federal Reserve Bank of San Francisco

Discussion Topic: It Takes a Village – FedNow and Fintech
10:00 – 11:00 AM


Tamara Romanek, Plaid

Mollie MarkhamFederal Reserve Bank of Chicago

Ani Narayan, Modern Treasury


Jess Chang, Wilson Sonsini

Paper Discussion: Potential of AI and Alternative Data
11:15 – 12:00 PM


Julapa Jagtiani, Federal Reserve Bank of Philadelphia


Nirvikar Singh, CAFIN, University of California, Santa Cruz

Lunch Fireside Chat
12:30 – 1:15 PM


Mary C. Daly, President and CEO, Federal Reserve Bank of San Francisco (FRBSF)


Paresh Dave, Senior Writer, WIRED Magazine

Paper Discussion: Tokenization of Real-World Assets
1:15 – 2:15 PM


Francesca Carapella, Board of Governors of the Federal Reserve System

Nathan Swem, Board of Governors of the Federal Reserve System


Todd Feldman, LFCoB, San Francisco State University

Lecture:  What is a Central Bank Digital Currency (CBDC) and why is everyone talking about it?
2:15 – 2:45 PM


Ashley Lannquist, International Monetary Fund


Erin English, Federal Reserve Bank of San Francisco

Panel Discussion: Financial Inclusion in Humanitarian Contexts
3:00 – 4:00 PM


Andrew GallucciCircle

Joanna WisnieckaGlenbook Partners


Alex ZerdenCapitol Peak Strategies

Panel Discussion: Measuring Financial Health – Leveraging Bank Account Data
4:00 – 5:15 PM


John de New, Melbourne Institute of Applied Economic & Social Research, University of Melbourne

Daniel Sullivan, JP Morgan Institute


Sean Creehan, Federal Reserve Bank of San Francisco

View the full list of speakers here.