Membership Appointments Announced for the Federal Reserve Bank of San Francisco’s Community Depository Institutions Advisory Council

February 14, 2014

San Francisco, CA — The Federal Reserve Bank of San Francisco announced that Adriana M. Boeka, president and CEO, Americas United Bank, Glendale, CA; David E. Doss, president and CEO, Arizona State Credit Union, Phoenix, AZ; Janet A. Garufis, president and CEO, Montecito Bank & Trust, Santa Barbara, CA; Kent A. Steinwert, chairman, president and CEO, Farmers and Merchants Bank of Central California, Lodi, CA; and Stanley C. Wilmoth, president and CEO, Heritage Bank of Nevada, Reno, NV were appointed as the newest members of the Twelfth District’s Community Depository Institutions Advisory Council (CDIAC). CDIAC members generally serve a three-year term. 

The CDIAC represents banks, thrift institutions, and credit unions of various sizes within the Twelfth District. The council provides input to the Bank’s senior management on a variety of topics, including economic and banking conditions, regulatory policies, and payment issues. It was established in 2010 by the Board of Governors to provide input to the Federal Reserve’s Board of Governors on the economy, lending conditions, and other issues of interest to community depository institutions.

The balance of the council includes: 

John V. Evans, Jr., CEO, DL Evans Bank, Burley, ID.; Chairman CDIAC.
Melanie J. Dressel, president and CEO, Columbia Bank, Tacoma, WA.
Malcolm Hotchkiss, president and CEO, United Labor Bank, FSB, Oakland, CA.
Maria P. Kunac, president and CEO, San Diego Private Bank, La Jolla, CA.
Constance H. Lau, Chairman, American Savings Bank, Honolulu, HI.
Darin B. Moody, president and CEO, Utah First Federal Credit Union, Salt Lake City, UT.
Robert A. Stuart, president and CEO, OnPoint Community Credit Union, Portland, OR.


Matthew Schiffgens
Federal Reserve Bank of San Francisco
(415) 974-3246


The Federal Reserve Bank of San Francisco (SF Fed) serves the public by promoting a healthy, sustainable economy, and supporting the nation’s financial and payment systems. With offices in Los Angeles, Seattle, Salt Lake City, Portland and Phoenix, the Bank serves the Twelfth Federal Reserve District, which includes one-fifth of the nation’s population and represents the world’s fourth-largest economy. As part of the nation’s central bank, the SF Fed informs monetary policy, regulates banks, administers certain consumer protection laws and acts as a financial partner to the U.S. government.