Community Development & District Engagement
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A Closer Look at Modernizing the Community Reinvestment Act
SF Fed bank examiners took an in-depth look at the Advance Notice of Proposed Rulemaking for the Community Reinvestment Act. From their webinar, we learn about the ANPR process and ways to modernize the CRA.
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Strategies for Equitable Climate Finance
The impacts of climate change on the economy present urgent challenges, particularly for disadvantaged communities. In this post, Ian Galloway and Elizabeth Mattiuzzi share learnings on equitable climate finance from the 2020 Financial Innovations Roundtable.
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Why We Should All Care About the Fate of Child Care
Before the COVID-19 pandemic, the child care industry was undervalued. Now, child care centers are in danger of being closed for good. What can we do to support the child care market, which is essential for parents to participate in the workforce?
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Support Small Business Owners by Lifting their Voices
One way to support small businesses is to ensure their voices and experiences are included in this year’s Small Business Credit Survey data. Open now through October 31, the survey’s goal is to uncover the current challenges small business owners face accessing credit.
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As Rents Rise, Nonprofits Feel the Squeeze
Nonprofits in Los Angeles have faced rising real estate costs in recent years. Now, with the economic downturn related to the COVID-19 pandemic, they face revenue shortages. Nonprofits need assistance to secure affordable operating space in the communities they serve.
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Investing in the Future of Child Care: Building Workforce and Economic Resiliency
Access to affordable child care is crucial to parents’ ability to participate in the workforce, so we’re taking a deep dive into the challenges facing the child care market as well as the investments and partnerships needed to support child care providers.
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Nonprofits, Hit by Pandemic, Face Underlying Real Estate Pressures in LA Region
Nonprofit organizations provide critical services for low-income communities, communities of color, and the LGBTQ community, particularly in times of crisis. Our new report, based on a survey and interviews, finds that many nonprofits in the Los Angeles region faced displacement pressures going into the pandemic due to the high cost of renting or purchasing operating space.
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How Did COVID-19 Affect Real Estate Lending in the First Quarter of 2020?
Here are 10 things to know about how COVID-19 impacted residential and commercial real estate values, vacancies, and lender outlooks in the first quarter.
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Strengthening Financial Health in Times of Crisis
COVID-19 makes it clearer than ever that inclusion in the financial system is critical for households and businesses to access timely relief funds. Distributing funds at scale, however, presents numerous challenges, including issues related to technology and communication. To explore what it takes to have an inclusive financial system, Laura Choi sat down with Leigh Phillips, CEO of SaverLife, for a conversation on leveraging fintech, data, and strategic partnerships to strengthen financial health in times of crisis.
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Overcrowding in the Bay Area: Where the Housing Crisis meets COVID-19
The issue of overcrowded housing has known health consequences and is particularly concerning in the context of the COVID-19 pandemic. To better understand the issue of crowding, we examined trends in people moving to more crowded conditions in the Bay Area using data from the Federal Reserve Bank of New York Consumer Credit Panel / Equifax Data. Here’s what we found.