Community Engagement and Analysis works to understand the economic experiences of lower-income households and communities to help build a stronger economy for all Americans.
ENGAGE: We engage our communities to surface information on how economic conditions and emerging issues are impacting lower-income consumers and workers across the Twelfth Federal Reserve District. We meet with a broad range of contacts to help inform monetary policy and other areas of work at the Federal Reserve Bank of San Francisco.
INFORM: We conduct research and share information on community development topics, including access to credit and financial services, labor force participation, housing, neighborhood revitalization, and regional collaboration. We also help surface practical approaches that support local efforts to promote economic opportunity.
CONNECT: Through our events, roundtables, and one-on-one conversations, we facilitate dialogue, shared learning, and partnership building across sectors. Our activities also help banks understand the financial and credit needs of local communities and find ways to meet requirements under the Community Reinvestment Act.
This work to engage, inform, and connect those in the community development field is one of the Federal Reserve’s core functions as the U.S. central bank. It’s an important responsibility of the Federal Reserve rooted in its mandates from Congress.
Federal Reserve System resources:
- Fed Communities – Community development resources, data, and stories from across the Federal Reserve System
- Fed Small Business – Research on small business, including the Federal Reserve’s annual Small Business Credit Survey
- Federal Reserve Resources for Community Development – Links to community development resources at the Federal Reserve Board of Governors and all 12 Reserve Banks
Sign up for newsletters, announcements, and events about community development trends and issues.
Our Research
Research publications on community development trends and issues.
In-depth analysis of emerging community development issues from practitioners and scholars.
Regional data profiles and analysis on community development-related issues.

Small Business Owners: Share Your Experiences
The Federal Reserve’s 2025 Small Business Credit Survey is open through November 14. In this survey, we are seeking insights into small business owners’ use of debt, current financial conditions , and other information. Responses are confidential and contribute to data that directly inform the Fed, government agencies, service providers, and more.
Homeownership Trends in the Twelfth Federal Reserve District
In the midst of high housing costs, what innovative and creative solutions can create a path for lower-income people to access homeownership? A new data interactive and a recent webinar shed light on homeownership trends and opportunities in the Twelfth District.

Meet Our Staff
Get to know our Community Engagement and Analysis team at the Federal Reserve Bank of San Francisco.
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