Native Communities

The Federal Reserve’s 12th District is home to 420 of the country’s 567 federally recognized Indian tribes, or about 74 percent. In addition, our district includes other indigenous populations, such as those situated in Hawaii and other Pacific islands. Many of these communities face some of the highest concentrations of poverty in the United States.

The causes of poverty in Native communities are complex and can be geographically unique. We partner with leaders in Native communities, inter-tribal organizations and certain federal agencies to better understand the challenges they face and to foster programs that expand affordable housing, access to credit, economic growth and legal infrastructure.

We also serve Native communities as a neutral partner in efforts to improve their systemic barriers to economic vitality. In 2016, we brought together over 100 stakeholders—tribal and federal—to remove roadblocks in the mortgage lending process, and we took that opportunity to introduce a promising model through the success of the Confederated Salish and Kootenai Tribes. Hear their story in the video below.


Center for Indian Country Development
The Center for Indian Country Development is the Federal Reserve’s hub for knowledge and resources that help self-governing communities of American Indians in the United States attain their economic development goals. is a web portal to community development resources from all 12 Federal Reserve Banks and the Board of Governors. Through a single web gateway, users can access hundreds of Fed materials that address barriers to economic growth and promote fair and informed access to financial markets.

The views expressed here do not necessarily reflect the views of the management of the Federal Reserve Bank of San Francisco or of the Board of Governors of the Federal Reserve System.