The Small Business Credit Survey is conducted through a national collaboration of the Community Development departments of the Federal Reserve System. It reveals timely information on small business financing needs, decisions, and outcomes. This 12th District report provides an in-depth look at small business performance and debt at the state level for Arizona, California, Hawaii, Nevada, Oregon, and Washington to help policy makers, researchers, and service providers better understand their regional markets.
About the Small Business Credit Survey (Survey)
The Survey collects information about business performance, financing needs and choices, and borrowing experiences of firms with 500 or fewer employees. Responses to the Survey provide insight into the dynamics behind aggregate lending trends and about noteworthy segments of small businesses. The results are weighted to reflect the full population of small businesses. The Survey is not a random sample; therefore, results should be analyzed with awareness of potential methodological biases.
For more from the 2016 Small Business Credit Survey, read the Report on Employer Firms.