Community Engagement and Analysis works to understand the economic experiences of lower-income households and communities to help build a stronger economy for all Americans.
ENGAGE: We engage our communities to surface information on how economic conditions and emerging issues are impacting lower-income consumers and workers across the Twelfth Federal Reserve District. We meet with a broad range of contacts to help inform monetary policy and other areas of work at the Federal Reserve Bank of San Francisco.
INFORM: We conduct research and share information on community development topics, including access to credit and financial services, labor force participation, housing, neighborhood revitalization, and regional collaboration. We also help surface practical approaches that support local efforts to promote economic opportunity.
CONNECT: Through our events, roundtables, and one-on-one conversations, we facilitate dialogue, shared learning, and partnership building across sectors. Our activities also help banks understand the financial and credit needs of local communities and find ways to meet requirements under the Community Reinvestment Act.
This work to engage, inform, and connect those in the community development field is one of the Federal Reserve’s core functions as the U.S. central bank. It’s an important responsibility of the Federal Reserve rooted in its mandates from Congress.
Federal Reserve System resources:
- Fed Communities – Community development resources, data, and stories from across the Federal Reserve System
- Fed Small Business – Research on small business, including the Federal Reserve’s annual Small Business Credit Survey
- Federal Reserve Resources for Community Development – Links to community development resources at the Federal Reserve Board of Governors and all 12 Reserve Banks
Sign up for newsletters, announcements, and events about community development trends and issues.
Our Research
Research publications on community development trends and issues.
In-depth analysis of emerging community development issues from practitioners and scholars.
Regional data profiles and analysis on community development-related issues.
On-the-Job Exposure to AI Among Lower-Income Workers
To better understand the potential impacts of generative AI (gen AI) on the economy, this analysis uses quantitative methods to assess the extent to which workers are likely to be exposed to AI on the job, paying particular attention to workers in lower-income households, the occupations and industries in which they work, and how exposure varies across different parts of the country. It also draws on qualitative insights to understand how the impacts of AI integration are showing up in real time and how workforce and training organizations, nonprofits, and employers are adapting.
The Evolving Homebuying Landscape: An Update with 2023 Data
This brief updates prior work on homebuying behavior before and after the COVID-19 pandemic. It finds continued declines in loan volumes in 2023 across all types of geographies and demographic groups. There were, however, increasing shares of loans to certain groups, including to younger people.
Meet Our Staff
Get to know our Community Engagement and Analysis team at the Federal Reserve Bank of San Francisco.
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Explore Community Engagement and Analysis Work
Elizabeth Kneebone, Natalie Holmes
Natalie Holmes, Elizabeth Kneebone
Rocio Sanchez-Moyano
Leilani Barnett, Tracy Choi, Jessica Monge Coria
Elizabeth Kneebone, Natalie Holmes
