Twelfth District Beige Book

The SF Fed regularly gathers regional information from across the western United States for the Beige Book, formally known as the Summary of Commentary on Current Economic Conditions. The Beige Book collects anecdotal information on regional economic conditions from Bank and Branch directors, business contacts, economists, and other sources, summarized by District and sector. Along with economic data and analysis, the Beige Book helps Fed economists and staff identify emerging trends in the economy. The SF Fed serves nine states and territories in the 12th Federal Reserve District, the largest and most diverse District in the Federal Reserve System. Read the SF Fed’s contributions below.

See more data for the Twelfth District on our data pages, Regional Indicators for Labor Markets and Prices and Twelfth District Business Sentiment.

  • Twelfth District Beige Book: April 2025

    Economic activity in the Twelfth District slowed slightly during the mid-February through March reporting period. The step-down in economic activity was broad based, reported across many industries and different geographies. Employment levels fell somewhat, and employers across industries and geographies reported recent and planned layoffs. Wages grew slightly. Overall prices rose modestly, and price pressures…

  • Twelfth District Beige Book: November 2024

    Economic activity in the Twelfth District was stable on balance during the October to mid-November reporting period. Employment levels were largely unchanged, and employee turnover was stable in recent weeks. Wages and prices increased slightly overall. Retail sales and activity in the consumer and business services sectors held steady over the reporting period. Activity in…