Center for Monetary Research Working Papers

Working papers are academic research by SF Fed economists and affiliates intended for publication in scholarly journals. This section contains working papers on monetary economics and macro-finance topics that have been authored or co-authored by SF Fed Economists.

  • Financial Market Effects of FOMC Communication: Evidence from a New Event-Study Database

    2025-30 | December 15, 2025

    Revised August 27, 2026

    Miguel Acosta, Andrea Ajello, Michael Bauer, Francesca Loria, Silvia Miranda-Agrippino

    This paper introduces the U.S. Monetary Policy Event-Study Database (USMPD), a novel, public, and regularly updated dataset of high-frequency financial market data around Federal Open Market Committee (FOMC) policy announcements, press conferences, and minutes releases. Using the rich data in the USMPD, we document several new empirical findings. Large monetary policy surprises have made a…

  • Not All Inflation Is the Same: State-Dependent Transmission of Monetary Policy

    2025-28 | November 24, 2025

    Revised June 30, 2026

    Rami Najjar, Adam Shapiro

    We show that the underlying source of inflation impacts financial market perceptions of the persistence of monetary policy surprises. Financial markets expect policy surprises to be more persistent when inflation is driven by demand factors. During supply-driven episodes, markets perceive these surprises as less persistent. This divergence in perception arises from markets updating their beliefs…

  • Monetary Policy and the Medium-Run Natural Rate of Interest

    2025-24 | October 16, 2025

    Revised May 8, 2026

    Vasco Curdia

    The natural rate of interest—the real short-run rate consistent with the economy at potential—is essential for central banks’ policy rate calibration. However, empirical model-based estimates are often too imprecise and volatile for practical policymaking. Purely statistical measures, meanwhile, lack sufficient theoretical grounding. This paper proposes a medium-run natural rate measure that smooths excessive short-term fluctuations…

  • Accounting for Uncertainty and Risks in Monetary Policy

    2025-19 | September 23, 2025

    Michael Bauer, Travis Berge, Giuseppe Fiori, Francesca Loria, Molin Zhong

    This paper discusses the measurement, assessment, and communication of risks and uncertainty that are relevant for monetary policy. It provides a taxonomy of policy-relevant uncertainty related to the state and the structure of the economy, and the formation of expectations. A wide range of tools is available to assess and quantify uncertainty and the balance…

  • Evaluating Macroeconomic Outcomes Under Asymmetries: Expectations Matter

    2025-17 | September 5, 2025

    Brent Bundick, Isabel Cairo, Nicolas Petrosky-Nadeau

    Asymmetries play an important role in many macroeconomic models. We show that assumptions on household and firm expectations play a key role in determining the effects of these asymmetries on macroeconomic outcomes. If households and firms have perfect foresight and hence do not account for the possibility of future shocks, then the implied longer-run averages…

  • Inflation Since the Pandemic: Lessons and Challenges

    2025-16 | August 29, 2025

    Ina Hajdini, Adam Shapiro, A. Lee Smith, Daniel Villar

    This paper reviews the drivers of the post-pandemic U.S. inflation surge and subsequent decline, including the behavior and role of inflation expectations. The sharp rise in inflation reflected severe imbalances between supply and demand stemming from the shocks of the pandemic and the policy response. Measures of short-term inflation expectations increased alongside realized inflation, especially…

  • A Tale of Two Tightenings

    2025-14 | August 12, 2025

    Revised August 10, 2026

    Simon H. Kwan, Ville Voutilainen

    Both the magnitude and the pace of monetary policy tightening in the euro area during 2022-23 were historically large and fast. Yet, the real economy proved to be resilient. In this paper, we analyze the pass through of the ECB’s changes in the policy rate to mortgage rates in Finland during the post-pandemic period of…

  • Asset Purchases in a Monetary Union with Default and Liquidity Risks

    2025-10 | May 14, 2025

    Revised July 3, 2026

    Huixin Bi, Andrew Foerster, Nora Traum

    We develop a nonlinear two-country monetary union model with endogenous sovereign default and financial intermediation to study the effects of targeted asset purchases, and expectations of such programs, during sovereign debt crises. Default risk increases with government debt and shifts in investors’ perceptions of fiscal solvency. We calibrate the model to Italy and Germany during…

  • Demand versus Supply: Which Is More Important for Inflation?

    2025-08 | April 24, 2025

    Revised June 17, 2026

    Kevin J. Lansing

    The author uses Phillips curve type regressions to assess the relative contributions of demand and supply forces to U.S. inflation during the pandemic era (February 2020 onward) and the decade after the Great Recession. Model 1 measures demand and supply using the vacancy-unemployment ratio and the New York Fed’s Global Supply Chain Pressure Index. Model…

  • The Bank Lending Channel Is Back

    2025-04 | February 14, 2025

    Mark M. Spiegel

    The period following the global financial crisis was marked by low interest rates and low responsiveness of bank lending to monetary policy. This led some to conclude that the bank lending channel for monetary policy to influence economic activity had weakened. This paper revisits the responsiveness of the bank lending channel using a bank-level panel…