Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

Author(s): Federal Reserve Bank of San Francisco

On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) issued a final rule to integrate the mortgage disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).