Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

Author

Federal Reserve Bank of San Francisco

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December 4, 2013

On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) issued a final rule to integrate the mortgage disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).