Fintech Edge

This publication offers insights into how fintech is impacting banking and financial services and how bank supervisors think about risks and opportunities presented by financial technology.

2019

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The 2018 California Consumer Privacy Act: Understanding Its Implications and Ambiguities

Posted April 25, 2019

Data privacy is quickly becoming a top-of-mind issue for consumers, businesses, regulators, and legislators following the steady stream of media reports about data breaches and data misuse. The United States has a patchwork of federal and state data privacy laws and statutes across industries, but the increasing focus on these issues has, in part, led to the development of new legal frameworks, such as California’s Consumer Privacy Act of 2018 (CCPA).

2018

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Making Sense of Bitcoin Price Levels

Posted May 18, 2018

The virtual currency Bitcoin has received considerable attention in the past few years and more recently due to its price surge and subsequent volatility. At the end of 2017–in only a year’s time–the price of a Bitcoin increased about twentyfold to almost $20K.