Regulatory Reform

On July 21, 2010, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) (pdf, 2.2 mb). This historic financial reform legislation is intended to play a crucial role in preventing future crises, helping families save for the future, and growing our economy.

Both during the crisis and since the passage of the Dodd-Frank Act, the Federal Reserve and other agencies took many steps to contain the crisis and limit its impact on the economy.  This page provides links to Federal Reserve System web sites and other sources that provide further insight into and information on the financial crisis and the Federal Reserve’s response.

The Federal Reserve has made tremendous strides since the 2008 financial crisis to ensure the safety and soundness of our financial system. Today, the U.S. banking system is much more robust and resilient than it was before the financial crisis, in large part due to both ongoing and enhanced supervisory and regulatory efforts.

The Financial Crisis

Regulatory Reform

  • Federal Reserve System – Regulatory Reform
    A Federal Reserve System resource that provides information on recent regulatory developments, proposals for comment, past and future milestones, and the liquidity and credit programs that the Federal Reserve used to respond to the financial crisis.
  • Dodd-Frank Regulatory Reform Rules
    A FRB St. Louis resource that tracks the progress of more than 200 proposals and rules that have been and will be written by various federal agencies.

Savings and Loan Holding Companies (SLHCs) and the Fed

Other Government Entities

  • Treasury Department’s is the official government site providing information and data related to the Emergency Economic Stabilization Act (EESA) and the Troubled Asset Relief Program (TARP).