Consumer Affairs Letters (CA Letters)

Consumer Affairs Letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities. This page provides links to all public CA Letters issued since 2015.

If you have any questions regarding the content of the letters, please contact your dedicated consumer compliance liaison at the Federal Reserve Bank of San Francisco.


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CA 15-10, Supervisory Expectations for Supervised Institutions Regarding the TILA-RESPA Integrated Disclosure Rule

October 21, 2015

CA 15-9, Examinations of Insured Depository Institutions Prior to Membership or Merger into a State Member Bank

October 13, 2015

CA 15-8, Expansion of the Federal Reserve’s Emergency Communications System

October 13, 2015

CA 15-7, Revised Interagency Examination Procedures for Regulation P

October 5, 2015

CA 15-6, Revised Interagency Examination Procedures for Regulation Z and Regulation X

September 22, 2015

CA 15-5, Transfer of SAFE Act Supervisory Responsibilities and Publication of SAFE Act Examination Procedures

September 17, 2015

CA 15-4, Expiration of the Protecting Tenants at Foreclosure Act

June 10, 2015

CA 15-3, Revised Interagency Examination Procedures for Regulation Z and Regulation X

April 30, 2015

CA 15-2, Guidance to Encourage Financial Institutions’ Youth Savings Programs and Address Related Frequently Asked Questions

February 24, 2015

CA 15-1, Guidance on Private Student Loans with Graduated Repayment Terms at Origination

January 29, 2015

Letters issued prior to 2015