Federal Reserve Bank
of San Francisco Federal Reserve Bank
of San Francisco

Data and Indicators

  • Who Holds Cash?

    Who Holds Cash?

    Everyone has a different relationship with cash. Some carry and use it regularly while others never carry cash. Still others keep it on hand for emergencies but prefer a debit or credit card for everyday purchases. Can these behaviors provide insight into the future of cash holding for consumers?

  • Breaking Down Barriers to Financial Well-being

    Breaking Down Barriers to Financial Well-being

    Ensuring the financial well-being of families could be the key to strengthening the American economy. Laura Choi and Dr. David Erickson of SF Fed Community Development sat down to discuss the issue, the focus of their new essay, Toward a New Business Model.

  • Top 10 Economic Letters of 2015

    Top 10 Economic Letters of 2015

    Economic growth, wages, and housing prices were trending online for Federal Reserve Bank of San Francisco Economic Research in 2015. Here’s a roundup of the year’s most popular Economic Letters.

  • Fed Raises Rates: Decision Overview

    Fed Raises Rates: Decision Overview

    After months of speculation by pundits and economists, the Federal Open Market Committee (FOMC) voted on Wednesday, December 16, 2015, to raise rates. Here’s an overview of the decision and what it means for the SF Fed.

  • Remembering Douglas W. Shorenstein

    Remembering Douglas W. Shorenstein

    It is with great sadness that we announce the passing of Douglas W. Shorenstein, our former Chairman of the Board. Today John C. Williams, President and CEO of the Federal Reserve Bank of San Francisco, shared his condolences with SF Fed employees and Doug’s friends and family.

  • Veterans Continue to Face Steep Housing, Employment Challenges

    Veterans Continue to Face Steep Housing, Employment Challenges

    Returning service members often struggle to obtain housing, employment, and financial and health services. What can communities and employers do to support our veterans? The SF Fed’s Community Development department shares powerful strategies.

  • Does College Pay?

    Does College Pay?

    With tuition costs on the rise, casting doubt on the value of a four-year degree has become a national pastime. Look beyond the hype and at hard data, though, and you’ll find it still pays to pursue a college education. Mary C. Daly, SF Fed Associate Director of Research, crunches the numbers.

  • What Everyone Needs to Know About the Community Reinvestment Act

    What Everyone Needs to Know About the Community Reinvestment Act

    Every year, banks infuse hundreds of millions in capital into our district’s low and moderate income communities, thanks, in part, to the Community Reinvestment Act (CRA). These loans and investments help support affordable housing, small business, and other local resources. In this short video, get to know the provisions of the CRA and how they affect you.

  • Balancing Passion with Practicality [SLIDESHARE]

    Balancing Passion with Practicality [SLIDESHARE]

    Launch a start-up or pursue a degree? No need to choose. Entrepreneurship programs provide students with simultaneous opportunities to achieve their business and educational goals.

  • How Can Native American Veterans Gain Access to a Benefit They Earned?

    A federal program exists to provide more homeownership opportunities for Native Americans veterans on Indian reservations, yet less than one in six of the over 570 federally-recognized tribes have accessed the program. This is a program that Native American Veterans have earned but relatively few are able to enjoy the benefit.

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