SF Fed Blog
-
PPP Boosts 2020 Bank Profits, but Impacts Loan Growth in Q4
The Supervision + Credit team’s quarterly First Glance 12L report shows that Paycheck Protection Program loan forgiveness boosted quarterly bank profits but eroded loan growth in 2020’s 4th quarter.
-
What We Learned about Residential Instability in the Bay Area
Using data on mobility from the Federal Reserve Bank of New York’s Consumer Credit Panel/Equifax Data, we examined the moves of individuals in the San Francisco Bay Area from 2002–2018 to better understand moving patterns by socioeconomic status. Here’s what we found.
-
Zip Code Economies Season 1.5: Under Pain Lives Hope
In Zip Code Economies Season 1.5, SF Fed President Mary C. Daly reconnects with some of the most memorable people featured in the podcast’s first season. Watch the trailer.
-
In Solidarity with the Asian American and Pacific Islander Community
SF Fed President Mary C. Daly’s statement about the recent violence against Asian Americans and Pacific Islanders.
-
For Consumers in This Time of Pandemic, Cash Remains a Comfort
Since the start of the COVID-19 pandemic last year, many consumers have stockpiled cash along with hand sanitizer, disinfectant, and toilet paper. Cash remains popular with consumers, and many say they are holding onto more cash savings at home than before the pandemic began.
-
The Highs (and Lows) of COVID-era Real Estate
COVID-19 has impacted residential and commercial estate in vastly different ways. See how historically low-interest rates have factored into home sales and vacancy rates across the Twelfth District.
-
A Closer Look at Modernizing the Community Reinvestment Act
SF Fed bank examiners took an in-depth look at the Advance Notice of Proposed Rulemaking for the Community Reinvestment Act. From their webinar, we learn about the ANPR process and ways to modernize the CRA.
-
Employment/Rehiring Continues Its Rocky Road to Recovery
Though COVID-19 drove huge employment losses in early 2020, the 3rd quarter started to show signs of recovery. How are these gains seen across the District, and how do these losses affect income inequality going forward?
-
How Did COVID-19 Impact Small Businesses in 2020’s Q3?
Small businesses in the Twelfth District are feeling the pain. See which sectors are disproportionately affected by COVID-19 and which government programs are providing a lifeline.
-
SF Fed Launches Tool to Forecast COVID-19 Infections by County
Using the latest data on social distancing behavior, weather, vaccinations, and confirmed COVID-19 cases per capita, our Economic Research team’s new data page forecasts changes in COVID-19 infection rates across U.S. counties. Economist Dan Wilson explains how this new tool uses recent statistics to help project future infection growth.