Financial education has risen on the agendas and priority lists of a number of agencies and organizations, including the Federal Reserve Board, as evidenced by recent hearings on financial literacy in Congress and speeches by Federal Reserve Chairman Ben Bernanke. The issue is also a “hot topic” among academics and researchers, and numerous programs have arisen to address financial education gaps, targeting a variety of topics from student loans and credit card debt to home buying and retirement planning. Yet, despite the increased attention from policy makers and educators—both via the school system and community-based education efforts—we know that consumers continue to face financial difficulties. In addition, questions around the effectiveness of financial education still loom large.