Community Development Working Papers

Working papers provide in-depth analysis of emerging community development issues from practitioners and scholars.

  • The Struggle to Establish a Vibrant Secondary Market for Community Development Loans

    David J. Erickson, Federal Reserve Bank of San Francisco 

    Securitization of loans and their sale to long-term investors has revolutionized many areas of finance: real estate, autos, consumer credit; but despite many efforts, it has not taken hold in community development financing. The obstacles to creating a secondary market for community development loans are similar to obstacles other markets faced: lack of data, standardization […]