Recap of Recent Mortgage Proposals

October 5, 2012

Over the past few months, the federal regulatory agencies have issued a number of mortgage loan proposals. As they were issued through separate press releases by the various agencies, this letter is designed to bring the proposals together to facilitate easy access to source documentation. The table below also provides a high level overview of key points from the press releases and the summaries issued in conjunction with the proposed rules. Please note that the table does not include all of the proposed changes. Consequently, institutions should reference the agency press releases and proposals for detailed information regarding the specific rules being proposed.