Community Banking

Community banks are financial institutions with less than $10 billion in assets that serve businesses and consumers throughout the country. They are typically owned and operated by members of the local communities they serve, affording these banks an intimate understanding of their customers’ financial needs.

As part of its core responsibilities to strengthen financial institutions and support an economy that works for everyone, the SF Fed acts as a primary supervisor for state member banks, as well as a trusted source by connecting and engaging with community banks within the Twelfth District. By listening and learning from these banks, we better understand the state of their business, the concerns of their customers, and the economic trends of the future.