The Federal Reserve Bank of San Francisco's Division of Financial Institution Supervision and Credit (FISC) prepares periodic reports on banking trends and risks. While produced primarily for financial institutions and internal audiences, many of these reports also are made available to the public so others may gain some insight into issues and concerns of bank supervisors.
This publication offers observations by the Division Director of Financial Institution Supervision and Credit (FISC) on current banking and regulatory issues facing 12th District institutions. See Supervisory Spotlight for Division Director communications prior to 2017.
This issue of Supervision in Brief summarizes the latest economic and banking conditions within the 12th District. We note strong but moderating growth in jobs, housing prices, loans, and improvements in earnings. We also feature recent discussions in Community Banking Connections on CRE concentrations and risk management, and highlight commentary on bank efficiency efforts and their effects on long-term viability. Finally, we remind bankers about several Fed outreach activities, and recap the joint Federal Reserve-Conference of State Bank Supervisors Community Banking in the 21st Century research and policy conference.
These reports from the Asia Program provide context and insight into current economic and financial sector developments in the Asia-Pacific region.
This Asia Focus summarizes the small- and medium-sized enterprise (SME) credit gap in Asia and assesses ways certain emerging technologies and innovative business models—commonly known as “fintech”—can improve SME access to financial services in Asia and boost long-term economic growth in the process.
These semi-annual reports highlight key indicators of economic and banking conditions within each of the nine states comprising the 12th Federal Reserve District.
These quarterly reports highlight key indicators of 12th District banking conditions.
The 4Q17 issue of First Glance 12L notes that the Tax Cuts and Jobs Act of 2017 boosted optimism, but also prompted deferred tax asset write-downs and one-time bonuses at many banks. Although job and loan growth remained strong, increasingly tight labor and housing availability may constrain future growth.
This periodic report examines western real estate market conditions, bank lending concentrations, and loan quality indicators.
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th District.
Supervisory Spotlight provided observations by Teresa Curran, the former director of the Financial Institution Supervision and Credit (FISC) division on current banking and regulatory issues facing 12th District institutions. See Supervision in Brief for the latest updates from current FISC Division Director Tracy Basinger.
It is with heavy hearts that we share the news of the passing of our friend and colleague, Teresa Curran. Teresa passed away yesterday after a heroic battle against a long illness.
Federal Reserve System Publications
Community Banking Connections
A Federal Reserve System website and publication providing additional insight on recent supervisory and regulatory developments related to community banking.
A Federal Reserve System resource that discusses supervisory expectations in selected areas in the context of a typical community bank business model.
Consumer Compliance Outlook
A Federal Reserve System publication dedicated to providing information and analysis of current consumer compliance issues.
The Federal Reserve System: Purposes and Functions
A Federal Reserve System publication that provides additional information on the Federal Reserve's history, responsibilities, and activities.
Community Investments Magazine
This periodic publication focuses on current community development issues.
District Circular Letters
The Federal Reserve Bank of San Francisco uses circular letters to communicate new policies and announcements to institutions in the Twelfth Federal Reserve District.
Educational Resources and Publications
A list of resources and publications for teachers and students.
ETC: Economic Trends and Conditions
A periodic overview of national and regional economic issues of relevance to financial institutions. This publication was discontinued as of September 2012, but see archived issues here. Visit the Reserve Bank's Economic Research Publications page for current economic data, analysis, and commentary.