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Cash Trends

Can you separate cash facts from common myths? See how much you really know about cash with this updated and expanded quiz.

Genuine U.S. currency may still be worth its face value even if it becomes damaged. Here is what you need to know about mutilated currency, what mutilated notes might qualify for redemption, and tips on how to submit your request for possible redemption of those notes.

Money Adventure Mobile App is Now Available

The U.S. Currency Education Program’s first mobile app has arrived! Money Adventure is an interactive smartphone and tablet app that helps students learn about the security and design features of Federal Reserve notes. Visit the App Store on your iOS devices to download Money Adventure! The app will be Android-accessible in late 2019.

Fed Notes

Consumers continue to hold more store of value cash in their home, car, or elsewhere than compared to pre-pandemic levels. Additionally, consistent with the findings in the April and August 2020 supplemental surveys, fewer consumers are making in-person payments compared to pre-pandemic levels. The share of individuals making in-person payments and using cash in April 2021 declined slightly to about 60 percent, down 15 percentage points from August 2020. These are some of the prominent findings from the most recent consumer survey conducted by the Federal Reserve System’s Cash Product Office (CPO) and the Federal Reserve Bank of Atlanta.

Consumers made fewer payments, specifically fewer small-value payments in 2020 compared to 2019. Additionally, while in-person payment dropped by 19% compared to the 2019 Diary, total spending for not-in-person, non-bill payments increased substantially at grocery stores, dining establishments, and general merchandise locations. The total value of not-in-person spending also doubled in 2020. These are some of the prominent findings from the most recent consumer survey conducted by the Federal Reserve System’s Cash Product Office (CPO) and the Federal Reserve Bank of Atlanta.

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Video: Cash Connect

Who Holds Cash?

Today’s consumers have more choices than ever in how to pay. In our first Cash Connect video - Who Holds Cash? - Federal Reserve Cash Product Office Policy Analyst Claire Wang asks San Francisco residents about their cash holding and spending habits. See how you compare to these testimonials.

Cash Facts

Cash Facts About Today's Currency

Explore the design features and security measures in $1, $2, $5, $10, $20, $50, and $100 notes that help ensure the integrity of the cash you use.

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Did You Know?

The Twelfth District has cash operations in San Francisco, Los Angeles, Salt Lake City, Seattle, and Phoenix.

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Cash News

Consistent with the findings in the April and August 2020 supplemental surveys, fewer consumers are making in-person payments compared to pre-pandemic levels. Learn more about cash trends in our latest FedNotes paper.

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