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Cash Trends

Genuine U.S. currency may still be worth its face value even if it becomes damaged. Here is what you need to know about mutilated currency, what mutilated notes might qualify for redemption, and tips on how to submit your request for possible redemption of those notes.

Can you separate cash facts from common myths? See how much you really know about cash with this seven-question quiz.

Money Adventure Mobile App is Now Available

The U.S. Currency Education Program’s first mobile app has arrived! Money Adventure is an interactive smartphone and tablet app that helps students learn about the security and design features of Federal Reserve notes. Visit the App Store on your iOS devices to download Money Adventure! The app will be Android-accessible in late 2019.

Fed Notes

In its fifth iteration, the Diary of Consumer Payment Choice data show that cash continues to be used extensively for small-value purchases – representing nearly half of all payments under $10 and 42 percent of payments less than $25. However, consumers’ use of other payment options, including debit and credit cards, is growing.

This paper explores how often U.S. consumers spent and held cash during the 2017 Diary of Consumer Payment Choice survey. Data from 2017 show that cash continues to be the most frequently used payment instrument, representing 30 percent of all transactions and 55 percent of transactions under $10.

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Video: Cash Connect

Who Holds Cash?

Today’s consumers have more choices than ever in how to pay. In our first Cash Connect video - Who Holds Cash? - Federal Reserve Cash Product Office Policy Analyst Claire Wang asks San Francisco residents about their cash holding and spending habits. See how you compare to these testimonials.

Cash Facts

Cash Facts About Today's Currency

Explore the design features and security measures in $1, $2, $5, $10, $20, $50, and $100 notes that help ensure the integrity of the cash you use.

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The Twelfth District has cash operations in San Francisco, Los Angeles, Salt Lake City, Seattle, and Phoenix.

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Cash News

While online shopping continues to grow, 73 percent of payments were made in-person. For these in-person payments, cash accounted for 35 percent of the volume. Learn more about cash trends in our latest FedNotes paper.

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