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Community Development Research Briefs

Posted May 31, 2019

While the current economy is often characterized as “hot,” marked by low unemployment, stable prices, and sustained economic growth, many residents are not enjoying the prosperity reflected in the aggregate measures of economic well-being. This report focuses on those who have not reaped the benefits of recent sustained growth in the economy. The report highlights groups who have faced barriers to economic participation and documents interrelated rising costs—particularly for housing, transportation, and childcare—that contribute to keeping people on the sidelines of the economy.

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On April 16, 2019, the 12 Federal Reserve Banks issued the Small Business Credit Survey: 2019 Report on Employer Firms. The Small Business Credit Survey is a national collaboration of the 12 Reserve Banks of the Federal Reserve System that provides intelligence on small business financial needs, decisions and outcomes to policymakers, researchers and service providers.

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The Federal Reserve Bank of San Francisco is committed to facilitating the availability of financial services and capital, consistent with safe and sound practices, by banks through training, roundtable convenings, and collaboration with community investment partners.

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