
We envision a healthy and inclusive economy in which all people can fully participate, and no one is left behind.
Blog
What We Learned about Residential Instability in the Bay Area
Using data on mobility from the Federal Reserve Bank of New York’s Consumer Credit Panel/Equifax Data, we examined the moves of individuals in the San Francisco Bay Area from 2002–2018 to better understand moving patterns by socioeconomic status. Here’s what we found.
Publications
Community Development Research Briefs
Constrained Choices: Gentrification, Housing Affordability, and Residential Instability in the San Francisco Bay Area
Many residents of the San Francisco Bay Area have struggled to afford housing, particularly in places that enable economic opportunity. In this report, we find that housing unaffordability in the Bay Area prior to the COVID-19 crisis resulted in residential instability for many residents, as they faced moves, complex tradeoffs, and constrained choices in housing. These patterns held for all except those with high-socioeconomic status, regardless of whether their neighborhoods were gentrifying.
Data
Paycheck Protection Program Lending in the Twelfth Federal Reserve District: Snapshots by State
As part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, 2020, Congress created the Paycheck Protection Program (PPP), which offers conditionally forgivable loans to small businesses. These PPP Snapshots provide data profiles of where PPP loans went in each of the nine states that comprise the Twelfth Federal Reserve District: Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington.
Initiatives
Investing in the Future of Child Care
Access to affordable child care is crucial to parents’ ability to participate in the workforce. However, in many places—especially lower-income communities and communities of color—affordable child care isn’t available to meet this need.
Did You Know?
We listen to our communities to better understand on-the-ground economic conditions throughout the Twelfth Federal Reserve District.
Community Close-Up: The “Donut Kids” of California
"Donut kids" is a term coined by the children of Cambodian-American donut shop owners to acknowledge their shared identities growing up in and around donut shops. This photo series highlights their voices and experiences.