Community Development Innovation Review

March 2014
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Lenders’ Property Standards and Energy Efficiency: The Vital Link for Affordable Housing

Author(s):

Energy efficiency is an important attribute of affordable housing. Whether housing is, in fact, affordable for an individual or family depends not only on the nominal rent or mortgage payment but also on expenses such as utility payments, transportation costs, and home maintenance. Even if the nominal rent or mortgage payment appears to be affordable, low efficiency housing can be expensive after accounting for energy expenses. Improving energy efficiency can reduce the total cost of housing, making housing more affordable for the occupant.

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Other articles in this issue

Mixing Asset Building with Energy Efficiency: A Recipe for Financial and Environmental Sustainability

The Future of the Clean (Green) Economy

Cleaner Energy and Health: Household, Local and Global Benefits

Financing Energy Efficiency Retrofits of Affordable Multifamily Buildings

Manufactured Homes Help Both Save the Planet and Save Money for Low-Income Owners

Utilities and Community Developers Partner to Improve the Energy Efficiency of Affordable Rental Housing Nationwide

Integrating Energy Efficiency into Mortgage Financing: Promising Efforts in the New York City Multifamily Building Sector

Home Energy Efficiency and Mortgage Risks: An Extended Abstract

Charter Schools Ripe for Green Investments

Financing Energy Efficiency in Low-Income Multifamily Rental Housing: A Progress Update from the Low Income Investment Fund

Neighborhood Health: A New Framework for Investing in Sustainable Communities

Bringing Down Green Financing Costs: How a State-sponsored Bank Might be the Key

Understanding the True Benefits of both Energy Efficiency and Job Creation

Can Cities Lead the Way in Innovative Energy Retrofits for Single-Family Homes?

Energy to Heal: Health Care, Climate Change, and Community Resilience