The Twelfth District is the largest District in the Federal Reserve’s System of Reserve Banks. It covers the nine western states—Alaska, Arizona, California, Hawai’i, Idaho, Nevada, Oregon, Utah, and Washington—plus American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands.

It is home to a broad array of industries—including agriculture, construction, finance, manufacturing, entertainment, and technology—that employ more than 31 million workers.

We hold the distinction of having the most states of any Federal Reserve District and being the only District that covers both territories and a commonwealth.

As part of the U.S. central bank, the Federal Reserve Bank of San Francisco works to keep the U.S. economy strong by focusing on stable prices, full employment, safe banking, and secure payments.

“At the San Francisco Fed, we represent the system’s largest and most diverse District. It’s our job to make sure the economy works for everyone we serve. That’s why we’ve committed to putting people at the heart of our work and to becoming America’s premier public service organization.”

Mary C. Daly

President and CEO
Federal Reserve Bank of San Francisco

Our District

Learn more about the largest District in the Federal Reserve System. We represent the nine western states, two territories, and a commonwealth.

Help our country reach its full economic potential.