Community Development
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Overcrowding in the Bay Area: Where the Housing Crisis meets COVID-19
The issue of overcrowded housing has known health consequences and is particularly concerning in the context of the COVID-19 pandemic. To better understand the issue of crowding, we examined trends in people moving to more crowded conditions in the Bay Area using data from the Federal Reserve Bank of New York Consumer Credit Panel / Equifax Data. Here’s what we found.
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Customer-Centered Banking for the Banks: Inside Our Portland Branch
From boutique donuts to blues festivals, craft beers to a thriving food cart culture, Portland has an eclectic vibe and a bit of something for everyone. In a downtown office overlooking the Willamette River and Hawthorne Bridge, you’ll find our Portland branch. Here’s what we do.
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Overcoming Homeownership Challenges in Rural America: Lessons from Alaska
With its stunning landscape and rich culture, Alaska is known as the “The Last Frontier.” But the real “frontier” begins outside populated areas like Anchorage, Fairbanks, and Juneau where decent, safe, and energy-efficient housing becomes scarce.
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7 Things You May Not Know About U.S. Currency
Is the $1 note full of mystic symbolism? Can you name who’s on the $50? This President’s Day, explore little-known facts about U.S. currency design and the presidents that grace our notes.
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How Can Native American Veterans Gain Access to a Benefit They Earned?
A federal program exists to provide more homeownership opportunities for Native Americans veterans on Indian reservations, yet less than one in six of the over 570 federally-recognized tribes have accessed the program. This is a program that Native American Veterans have earned but relatively few are able to enjoy the benefit.
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Are San Francisco’s Low-Income Residents Moving Up or Moving Out?
We all know that San Francisco is an expensive place to live. While the data seems to indicate a city that is doing well on all fronts, it does not tell a complete story.
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Health and Wealth Inequities across Bay Area Rapid Transit (BART) Stations
For many people living in the Bay Area, the Bay Area Rapid Transit (BART) system is an integral part of everyday life (just ask anyone affected by the recent BART strike). A casual ride on any BART line reveals the economic disparity that exists between an affluent suburb, such as Pleasanton or Fremont, and the urban core of Downtown Oakland, but a little data can reveal how much deeper this disparity goes. Consider this: a short ride between BART stations can mean an 11-year difference in life expectancy.