Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services

Publications

Federal Reserve System Publications

Posted September 13, 2018

The lead article in this issue of Community Banking Connections discusses how culture drives a community bank’s mission. Other articles highlight revisions to the Federal Reserve’s risk management guidance and the risks of agricultural lending in challenging times. This issue also features the first CECL Corner, a new component that provides links to CECL resources and, in future issues, will discuss ways that community banks can better prepare for CECL.

First Glance 12L

Posted August 28, 2018

The 2Q18 issue of First Glance 12L notes year-over-year improvements in earnings and capital ratios amid slower core deposit growth. The pace of employment gains remained comparatively strong, albeit cooler than in 1Q18 and 2Q17. Growing trade tensions could pose risks to employment growth and real estate demand in pockets.

Supervision in Brief

Posted June 6, 2018

This issue of Supervision in Brief provides details on the San Francisco Fed’s presidential search process, summarizes key aspects of the recent financial regulatory reform law, highlights the Fed’s new vice chairman for supervision and his thinking on important monetary policy topics, and notes the latest economic conditions in the 12th District.

First Glance 12L

Posted May 31, 2018

The 1Q18 issue of First Glance 12L notes that wider net interest margins and lower taxes boosted bank earnings year-over-year amid slower loan growth. Job gains remained strong in most states, but housing demand continued to outstrip supply, lifting home prices, crimping affordability, and prompting outmigration in some markets.

Real Estate Lending Risks Monitor

Posted May 30, 2018

This issue of the Real Estate Lending Risks Monitor explores capital flows into the office, retail, and industrial sectors. It also looks at the performance of the apartment fundamentals in various markets in the 12th District.

View More Publications

Pacific Exchange Blog

Asia’s Emerging Virtual Banks

Posted October 9, 2018

Several Asian regulators are amending existing rules to allow technology firms to own and run virtual banks, which will likely result in a number of new digital lenders. This has triggered debate and discussion about licensing requirements, risk management, and consumer protection.

Visit the Pacific Exchange Blog

Follow Us

Facebook Twitter Visit us on LinkedIn Newsletter

Did You Know?

The Federal Reserve supervises state member banks, as well as the companies that own banks or savings institutions.

About Financial Institution Supervision and Credit

Asia Program

Home of the Pacific Exchange blog, Asia Program focuses on issues important to banking in Asia and the Pacific Rim.

More about the Asia Program

Fintech

Our analysts study the impact of financial technology on banking from a supervision perspective. Schedule a consultation for help navigating the regulatory and supervisory system in support of your business model or fintech partnerships.

More about Fintech

Discount Window

Our primary credit lending program extends credit to depository institutions, helping to alleviate temporary liquidity strains. To borrow, an institution must have on file the necessary authorizing resolutions and adequate pre-approved eligible collateral.

More About the Discount Window and Discount Rate

Upcoming Events

Upcoming Events

There are currently no upcoming events.

View all events

Follow Us

Facebook Twitter Visit us on LinkedIn