Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services

Publications

First Glance 12L

Posted September 4, 2019

The 2Q19 issue of First Glance 12L notes improved District job growth and first half bank profits. Bank capital ratios also strengthened from mid-2018 levels, but were constrained by parent company share buybacks, the topic of our “Spotlight” feature. Slowing global growth, trade tensions, and yield curve shifts pose headwinds.

Supervision in Brief

Posted August 2, 2019

While banking conditions remain very positive overall, our conversations at a recent roundtable revealed that banking and financial services still face a number of challenging and complex policy issues. These include CECL adoption, Community Reinvestment Act reform, and the California Consumer Privacy Act of 2018.

First Glance 12L

Posted May 31, 2019

The 1Q19 issue of First Glance 12L notes decelerating growth in District jobs, home prices, and lending. Quarterly bank profits came under pressure in part because of seasonal effects on asset yields and shifts to costlier funding sources. This quarter’s Spotlight feature discusses the District’s potential economic exposure to rising tariffs.

Banks at a Glance – Bank Profiles by State

Posted May 2, 2019

Economic conditions across the SF Fed’s nine-state region remained favorable in the second half of 2018, although job and home-price growth cooled in most states. Average bank profitability increased in regional states, while loan growth was mostly stable or declining. See Banks at a Glance for more information.

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Pacific Exchange Blog

Implications of Asia’s Gender Gap in Financial Inclusion

Posted July 30, 2019

Across the world, women face a variety of hurdles to reaching their full economic potential. Challenges associated with educational and financial access, structural economic factors, and culture can all pose impediments to women’s economic participation. This blog reviews women’s access to the financial services as well as the decision-making that enable them to prosper in economic terms.

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Did You Know?

The Federal Reserve supervises state member banks, as well as the companies that own banks or savings institutions.

About Financial Institution Supervision and Credit

Asia Program

Home of the Pacific Exchange blog, Asia Program focuses on issues important to banking in Asia and the Pacific Rim.

More about the Asia Program

Fintech

Our analysts study the impact of financial technology on banking from a supervision perspective. Schedule a consultation for help navigating the regulatory and supervisory system in support of your business model or fintech partnerships.

More about Fintech

Discount Window

Our primary credit lending program extends credit to depository institutions, helping to alleviate temporary liquidity strains. To borrow, an institution must have on file the necessary authorizing resolutions and adequate pre-approved eligible collateral.

More About the Discount Window and Discount Rate

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