Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services


Supervision in Brief

Posted June 6, 2018

This issue of Supervision in Brief provides details on the San Francisco Fed’s presidential search process, summarizes key aspects of the recent financial regulatory reform law, highlights the Fed’s new vice chairman for supervision and his thinking on important monetary policy topics, and notes the latest economic conditions in the 12th District.

First Glance 12L

Posted May 31, 2018

The 1Q18 issue of First Glance 12L notes that wider net interest margins and lower taxes boosted bank earnings year-over-year amid slower loan growth. Job gains remained strong in most states, but housing demand continued to outstrip supply, lifting home prices, crimping affordability, and prompting outmigration in some markets.

Real Estate Lending Risks Monitor

Posted May 30, 2018

This issue of the Real Estate Lending Risks Monitor explores capital flows into the office, retail, and industrial sectors. It also looks at the performance of the apartment fundamentals in various markets in the 12th District.

Fintech Edge

Posted May 18, 2018

The virtual currency Bitcoin has received considerable attention in the past few years and more recently due to its price surge and subsequent volatility. At the end of 2017–in only a year’s time–the price of a Bitcoin increased about twentyfold to almost $20K. The sudden and unsteady changes in Bitcoin’s price beg the question–how do we consider its price levels? Given that an argument can be made that Bitcoin is a currency, a security, and a commodity, different economic theories might explain the evolution of its price.

Banks at a Glance – Bank Profiles by State

Posted April 17, 2018

The 4Q17 Banks at a Glance reports are now available, highlighting key indicators of economic and banking conditions within each of the nine states comprising the 12th Federal Reserve District.

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Pacific Exchange Blog

Asia Prepares for New Bail-in Bonds

Posted July 3, 2018

A decade removed from the global financial crisis, the world’s most systemically important banks are preparing to meet new rules on total loss-absorbing capital (TLAC) by 2019. New TLAC-eligible debt securities, popularly known as “bail-in” bonds, have emerged post-2008 as part of efforts to minimize the need for taxpayer bailouts in future crises. In Asia, banks in Japan and China will face tailored versions of these requirements based on the unique features of each country’s banking system. Below, we examine the state of TLAC in Asia.

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Did You Know?

The Federal Reserve supervises state member banks, as well as the companies that own banks or savings institutions.

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Asia Program

Home of the Pacific Exchange blog, Asia Program focuses on issues important to banking in Asia and the Pacific Rim.

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Our analysts study the impact of financial technology on banking from a supervision perspective. Schedule a consultation for help navigating the regulatory and supervisory system in support of your business model or fintech partnerships.

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Discount Window

Our primary credit lending program extends credit to depository institutions, helping to alleviate temporary liquidity strains. To borrow, an institution must have on file the necessary authorizing resolutions and adequate pre-approved eligible collateral.

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