Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
Supervision in Brief
This issue of Supervision in Brief summarizes the latest economic and banking conditions within the 12th District. We note strong but moderating growth in jobs, housing prices, loans, and improvements in earnings. We also feature recent discussions in Community Banking Connections on CRE concentrations and risk management, and highlight commentary on bank efficiency efforts and their effects on long-term viability. Finally, we remind bankers about several Fed outreach activities, and recap the joint Federal Reserve-Conference of State Bank Supervisors Community Banking in the 21st Century research and policy conference.
This Asia Focus analyzes the development of local currency bond markets in Asia following the Asian financial crisis and the region’s efforts to reduce its reliance on foreign capital flows.
First Glance 12L
The 3Q17 issue of First Glance 12L notes that rising asset yields and sticky deposit pricing helped lift the District’s average return on average assets ratio above 1 percent for the first time since 2007. Job and loan growth outpaced the nation but slowed, and commercial property prices neared a peak.
Banks at a Glance – Bank Profiles by State
The 2Q17 Banks at a Glance reports are now available, highlighting key indicators of economic and banking conditions within each of the nine states comprising the 12th Federal Reserve District.
Real Estate Lending Risks Monitor
This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th District.
Asian bank profitability has been squeezed in recent years, driven to some extent by intense competition among the large number of banks in the region. To boost profitability, banks from some developed Asian economies have expanded operations into Southeast Asia by setting up branches and investing in local institutions. What began as a search for yield is likely to persist because banks’ strategies to increase profits align with their governments’ initiatives in the region.