Promoting a safe, sound, and stable banking and financial system, and fair and transparent financial services
Banks at a Glance – Bank Profiles by State
Economic conditions across the SF Fed’s nine-state region remained favorable in the second half of 2018, although job and home-price growth cooled in most states. Average bank profitability increased in regional states, while loan growth was mostly stable or declining. See Banks at a Glance for more information.
This publication highlights some of the questions and implications that have arisen from the passage of California’s Consumer Privacy Act of 2018.
Real Estate Lending Risks Monitor
This issue of the Real Estate Lending Risks Monitor focuses on office sector performance, as well as the impact of coworking space on office demand in the 12th District.
First Glance 12L
The 4Q18 issue of First Glance 12L notes continued strong bank performance. At the same time, District job growth slowed and sentiment regarding future loan demand, credit performance, and economic conditions weakened. Some housing markets and price tiers showed signs of softening. A new Spotlight feature discusses bank branching trends.
Federal Reserve System Publications
This bulletin discusses specific provisions of federal flood insurance requirements affecting loan origination and servicing, the potential risks vendors pose in these areas, and sound practices to mitigate those risks.
An estimated 163 million female entrepreneurs across the globe are running their own business. While economies in Asia have relatively high levels of gender parity compared to other regions, women’s entrepreneurial participation still lags behind men. The local business ecosystem, cultural perceptions, and women’s advancement opportunities all play a role in encouraging women’s entrepreneurial pursuits.