SF Fed Blog
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Under $10: Nearly Half of Consumers Pay with Cash
In the United States, 49% of consumers use cash when paying for small-value payments according to a new report from the Federal Reserve Cash Product Office.
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Zip Code Economies Connects Stories of Hope with Fed Mission
Economic research tells us that zip code is destiny. In the San Francisco Fed’s new podcast, President Mary C. Daly finds that’s not always true, sharing stories of people, community, and hope from unlikely places.
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India’s Non-banks Emerge from the Shadows
Discussion of shadow banking in Asia is often dominated by developments in China, but India’s non-banking financial companies are gaining increasing attention as among the fastest growing in the world. Meanwhile, the bankruptcy of a large Indian NBFC in 2018 has put the sector under media scrutiny. Despite increasing risks to growth, India’s NBFC sector is still on track to expand at a rapid pace as it plays an important role in the financial system.
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SF Fed Visiting Scholar Nakamura Named 2019 Clark Medalist
The American Economic Association named Emi Nakamura the best young American economist for 2019. This John Bates Clark medalist contributes to the San Francisco Fed through her work as a visiting scholar in Economic Research. Photo provided by UC Berkeley.
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Gender View: Female Entrepreneurship in Asia
An estimated 163 million female entrepreneurs across the globe are running their own business. While economies in Asia have relatively high levels of gender parity compared to other regions, women’s entrepreneurial participation still lags behind men. The local business ecosystem, cultural perceptions, and women’s advancement opportunities all play a role in encouraging women’s entrepreneurial pursuits.
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How Much Opportunity Is Embedded in Your Economy? New Research Answers the Question for Sub-Baccalaureate Workers
Do certain regional economies offer greater opportunity than others for the more than two-thirds of adults without a bachelor’s degree? New research explores the jobs available in 121 of the largest metro areas in the U.S.
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Sustainability and Trade-offs of a Hot Economy: Fed Listens at the San Francisco Fed
The economy is close to the Federal Reserve’s employment and inflation goals, so now is a good time to consider how to keep it running smoothly in the future. This is the focus of the 2019 Fed Listens program, including a San Francisco Fed event on September 26 to discuss managing a hot economy.
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Six Things to Know about Student Loan Debt in the Bay Area
We recently partnered with the San Francisco Treasurer’s Office of Financial Empowerment to take a look at student loan debt for the nine-county San Francisco Bay Area region using Federal Reserve Bank of New York Consumer Credit Panel/Equifax Data. Here’s what we found.
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A Way Forward: Addressing Mobile Segregation in the Bay Area
Earlier this year, the San Francisco Fed partnered with Northern California Grantmakers to host a program exploring new research and writing on the shifting geographies of poverty and segregation in the Bay Area and what we can do to build a more inclusive region where everyone can thrive. In this post, Sarah Frankfurth, Manager of Collaborative Philanthropy at Northern California Grantmakers, reflects on themes and key points from the discussion.
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Rx Opioid Side Effects on Workforce Participation
How does short and long-term prescription opioid use affect temporary disability claims and workforce participation? Our new one-minute video summarizes recent research findings.